General Liability

Product Overview

Liberty Specialty Markets has been keeping a close eye on the evolution of general liability and responds with concrete solutions to its customers’ needs. The number of litigations is steadily rising throughout the region, while the regulatory framework is also becoming more complex. The obligation to repair damage caused to a third party, either by action or omission, is a concept that is not only widely defined in laws and regulations throughout our region, but also in general contract clauses carried out between individuals. Therefore, Liberty has relied on its years of experience in finding solutions to protect your company if it were involved in an act that could imply responsibility.

Scope of coverage

Our product provides the necessary protection for payments that must be made by the insured because of civil liability incurred from material or personal damages that may have been caused to a third party under the law and conditions of the insurance policy. Through our premises and operations coverage, we offer a broad and comprehensive protection program to cover the insured’s activities carried out on the properties described in the policy.

Your policy may include other optional coverage, including:

• Product liability
• Civil liability for sudden pollution
• Employers liability

What sets us apart

We are prepared to offer you a solution.

At Liberty, we are aware of the dynamics that govern our industry. Quick answers and efficient solutions are essential to respond to our clients’ needs. We have a highly qualified team with business capabilities allowing for coverage of a broad spectrum of activities and contracts; in addition to the support and experience of Liberty Mutual that for more than 100 years has been ranked as an undisputed industry leader.